683 State Street, Albany, NY 12203 (MLS# 202615320)


$369,000
683 State Street
Albany, NY 12203
MLS# 202615320
6 beds


IMG_5358
  1 / 22  
IMG_5358 IMG_5364 IMG_5369 IMG_5365 IMG_5370 IMG_5398 IMG_5341 IMG_5340 IMG_5334 IMG_5342 IMG_5352 IMG_5380 IMG_5391 IMG_5395 IMG_5347 IMG_5346 IMG_5388 IMG_5387 IMG_4838 IMG_4839 IMG_4836 IMG_5362
Open House (06/21/2026 - 1:00 pm - 2:00 pm)

Property Description
Open House Sun Jun 21 - Appointment Required! Please call host 518 698 7074 for an appointment. A rare find in Albany's Pine Hills: Updated two-unit property that works equally well as a primary home with income offset, or a turnkey cash-flowing investment. For the Home Buyer Live in one unit and let your tenant help pay your mortgage. The first-floor unit is rented - that income starts working for you on day one. Your unit has been fully renovated with vinyl plank flooring, a marble-look tiled bathroom with rainfall shower, recessed lighting, in-unit laundry, new windows, and modern finishes throughout. Move in and enjoy -- everything has already been done. Qualifies for FHA owner-occupied financing. For the Investor True turnkey -- no renovation risk, no capital expenditure queue. Both units feature spacious 3-bedroom layouts with the amenity combination renters actually want: off-street parking and in-unit laundry. Existing income in place with room to optimize rents. Projected pro forma cap rate of 10%+. Strong, durable rental demand from UAlbany students, healthcare workers, and state employees keeps vacancy risk low. The Location Pine Hills is one of Albany's most consistently occupied rental submarkets -- walkable, well-connected, and minutes from UAlbany, major healthcare campuses, state offices, dining, and transit. Agent is the Ownerr

Details
Maps
Documents
Contract Information
Original List Price: 369000
List Price/SqFt: 210.86
Status: Active
Property Sub Type: Duplex
List Price: $369,000
Current Price: $369,000
Listing Contract Date: 2026-04-17
Location
City/Town (Mail): Albany
Cross Street: Quail St
Street Number: 683
Street Name: State
Street Suffix: Street
County: Albany
State/Province: NY
Postal Code: 12203
Geo Lat: 42.663286
Geo Lon: -73.776687
Property Detail
Rooms Total: 10
Bathrooms Half: 0
Garage Spaces: 0
Above Grade Finished Area: 1750
Above Grade Finished Area Source: Builder
Parking Y/N: Yes
Below Grade Finished Area: 400
Below Grade Finished Area Source: CRS
Living Area: 1750
Lot Size Acres: 0.06
Waterfront Y/N: No
Enhanced Accessible Y/N: No
Bedrooms Total: 6
Bathrooms Full: 2
Year Built: 1900
Parcel, Tax, HOA
Parcel Number: na
Tax Annual Amount: 6303
Tax Section: 65.62
Total Taxes Description: Actual
Tax Block: 3
Tax Lot: 14.000
School District: Albany
High School: Albany
Association Y/N: No
Directions & Remarks
Directions: Quail St to State
Public Remarks: Open House Sun Jun 21 - Appointment Required! Please call host 518 698 7074 for an appointment. A rare find in Albany's Pine Hills: Updated two-unit property that works equally well as a primary home with income offset, or a turnkey cash-flowing investment. For the Home Buyer Live in one unit and let your tenant help pay your mortgage. The first-floor unit is rented - that income starts working for you on day one. Your unit has been fully renovated with vinyl plank flooring, a marble-look tiled bathroom with rainfall shower, recessed lighting, in-unit laundry, new windows, and modern finishes throughout. Move in and enjoy -- everything has already been done. Qualifies for FHA owner-occupied financing. For the Investor True turnkey -- no renovation risk, no capital expenditure queue. Both units feature spacious 3-bedroom layouts with the amenity combination renters actually want: off-street parking and in-unit laundry. Existing income in place with room to optimize rents. Projected pro forma cap rate of 10%+. Strong, durable rental demand from UAlbany students, healthcare workers, and state employees keeps vacancy risk low. The Location Pine Hills is one of Albany's most consistently occupied rental submarkets -- walkable, well-connected, and minutes from UAlbany, major healthcare campuses, state offices, dining, and transit. Agent is the Ownerr
Sewer
Public Sewer: 1
Architectural Style
Duplex-Over/Under: 1
Other: 1
Fencing
Back Yard: 1
Attic Features
Hatch: 1
Cooling
None: 1
Basement
Exterior Entry: 1
Partial: 1
Unfinished: 1
Bath Levels
Full Bath 1: 1st
Full Bath 2: 2nd
Construction Materials
Vinyl Siding: 1
Photos - the contractual owner of the photos
Photo Owner: Broker
Possession
At Closing: 1
Exterior Features
None: 1
Flooring
Tile: 1
Vinyl: 1
Showing Requirements
24 Hour Notice: 1
Showing Service: 1
Special Listing Conditions
Other: 1
Roof
Asphalt: 1
Water Source
Public: 1
Heating
Baseboard: 1
Forced Air: 1
Parking Features
Parking Total: 4
Separate Utilities
Electric: 1
Gas: 1
Multi-Family Unit 1 Detail
Unit Location MF Unit 1: flr 1
Occupant Type MF Unit 1: Tenant
Total Rooms MF Unit 1: 5
Total Bedrooms MF Unit 1: 3
Total Full Baths MF Unit 1: 1
Unit 1 Includes
Dryer Hookup: 1
Kitchen: 1
Living Room: 1
Refrigerator: 1
Stove: 1
Washer Hookup: 1
Unit 1 Owner Furnish Features
Water: 1
Unit 1 Detail
Total Bedrooms: 3
Multi-Family Unit 2 Detail
Unit Location MF Unit 2: flr 2
Total Rooms MF Unit 2: 5
Total Bedrooms MF Unit 2: 3
Total Full Baths MF Unit 2: 1
Unit 2 Detail
Total Bedrooms: 3
Status Change Info
Status Change Date: 2026-04-17
Property Features
Architectural Style: Duplex-Over/Under; Other
Attic Features: Hatch
Basement: Exterior Entry; Partial; Unfinished
Construction Materials: Vinyl Siding
Cooling: None
Exterior Features: None
Fencing: Back Yard
Flooring: Tile; Vinyl
Heating: Baseboard; Forced Air
Possession: At Closing
Roof: Asphalt
Separate Utilities: Electric; Gas
Sewer: Public Sewer
Showing Requirements: 24 Hour Notice; Showing Service
Special Listing Conditions: Other
Water Source: Public
Unit 1 Includes: Dryer Hookup; Kitchen; Living Room; Refrigerator; Stove; Washer Hookup
Unit 1 Owner Furnish Features: Water

IDX
Listing Courtesy of ADI Real Estate Services LLC
Listing Agent: Pearl W Ha
518-698-7074 | pearlwha@icloud.com
Source MLS Verified

Information deemed reliable but not guaranteed.