$329,999
Cohoes, NY 12047
MLS# 202613396
6 beds
1 / 22
Property Description
HOUSE HACK OPPORTUNITY - LIVE FOR FREE IN COHOES Fully renovated duplex with immediate cash flow. Unit 1 is vacant and ready for owner-occupant. Unit 2 currently rented at $1,700/month -- tenant covers majority of your mortgage from day one. 6 bedrooms, 2 full baths, 2,116 sq ft Both units completely updated with modern finishes Recent basement waterproofing - new sump pump installed April 2026 Low taxes: $3,785/year Strong rental history INVESTOR MATH: 3.5% down FHA (~$11,900) Monthly mortgage: ~$2,663 PITI Tenant pays: $1,700/month Your cost to live there: ~$963/month Perfect house hack opportunity - tenant covers 64% of your housing cost while you build equity. This is one of the strongest house hack opportunities in the Capital Region. Perfect for first-time investors, owner-occupants looking to offset housing costs, or buy-and-hold portfolios.
Details
Maps
Contract Information
Original List Price: 349999
List Price/SqFt: 155.95
Status: Active
Property Sub Type: Duplex
List Price: $329,999
Current Price: $329,999
Listing Contract Date: 2026-03-17
Location
City/Town (Mail): Cohoes
Street Number: 5
Street Name: Short
Street Suffix: Street
County: Albany
State/Province: NY
Postal Code: 12047
Geo Lat: 42.773447
Geo Lon: -73.695938
Property Detail
Rooms Total: 14
Bathrooms Half: 0
Garage Spaces: 0
Above Grade Finished Area: 2116
Above Grade Finished Area Source: Public Records
Parking Y/N: No
Below Grade Finished Area: 0
Below Grade Finished Area Source: Public Records
Living Area: 2116
Lot Size Acres: 0.31
Waterfront Y/N: No
Enhanced Accessible Y/N: No
Bedrooms Total: 6
Bathrooms Full: 2
Year Built: 1910
Parcel, Tax, HOA
Parcel Number: 010300 10.60-2-20
Tax Annual Amount: 3785.03
Tax Section: 10.60
Total Taxes Description: Estimated
Tax Block: 2
Tax Lot: 20.000
School District: Cohoes
Association Y/N: No
Directions & Remarks
Directions: North on Route 787, Right turn onto Ontario Street, Right turn onto Linden, Right turn onto Short Street and the home on Right.
Public Remarks: HOUSE HACK OPPORTUNITY - LIVE FOR FREE IN COHOES
Fully renovated duplex with immediate cash flow. Unit 1 is vacant and ready for owner-occupant. Unit 2 currently rented at $1,700/month -- tenant covers majority of your mortgage from day one.
6 bedrooms, 2 full baths, 2,116 sq ft
Both units completely updated with modern finishes
Recent basement waterproofing - new sump pump installed April 2026
Low taxes: $3,785/year
Strong rental history
INVESTOR MATH:
3.5% down FHA (~$11,900)
Monthly mortgage: ~$2,663 PITI
Tenant pays: $1,700/month
Your cost to live there: ~$963/month
Perfect house hack opportunity - tenant covers 64% of your housing cost while you build equity.
This is one of the strongest house hack opportunities in the Capital Region. Perfect for first-time investors, owner-occupants looking to offset housing costs, or buy-and-hold portfolios.
Sewer
Public Sewer: 1
Architectural Style
Duplex-Over/Under: 1
Fencing
Back Yard: 1
Fenced: 1
Financial Details
Full Market Assessment: 177778
Tax Assessed Value: 60000
General Taxes: 1844.6
General Taxes Description: Estimated
School Taxes: 1157.96
School Taxes Description: Estimated
Basement
Full: 1
Bath Levels
Full Bath 1: 1st
Full Bath 2: 2nd
Construction Materials
Aluminum Siding: 1
Photos - the contractual owner of the photos
Photo Owner: Broker
Possession
At Closing: 1
Exterior Features
Outdoor Kitchen: 1
Duplex Type
Up And Down: 1
Showing Requirements
24 Hour Notice: 1
Lockbox: 1
Occupied: 1
Showing Service: 1
Special Listing Conditions
SeniorCommunity Y/N: No
Water Source
Public: 1
Heating
Baseboard: 1
Natural Gas: 1
Separate Utilities
Electric: 1
Gas: 1
Multi-Family Unit 1 Detail
Unit Location MF Unit 1: 1
Occupant Type MF Unit 1: Vacant
Total Rooms MF Unit 1: 7
Total Bedrooms MF Unit 1: 3
Total Full Baths MF Unit 1: 1
Unit 1 Includes
Dryer Hookup: 1
Washer Hookup: 1
Unit 1 Detail
Occupant Type Unit 1: Vacant
Total Bedrooms: 3
Bedrooms on 1st Floor: 3
Dining Rooms 1st Floor: 1
Kitchens 1st Floor: 1
Living Rooms 1st Floor: 1
Unit 1 Dining Room Type
Dining Area: 1
Unit 1 Appliances
Dryer: 1
Range: 1
Washer: 1
Refrigerator: 1
Oven: 1
Multi-Family Unit 2 Detail
Unit Location MF Unit 2: 2
Occupant Type MF Unit 2: Tenant
Rent Desc. MF Unit 2: Actual
Lease Term MF Unit 2: 12 Months
Total Rooms MF Unit 2: 7
Total Bedrooms MF Unit 2: 3
Total Full Baths MF Unit 2: 1
Unit 2 Detail
Rent: 1700
Occupant Type Unit 2: Tenant
Total Bedrooms: 3
Bedrooms on 2nd Floor: 3
Full Baths 2nd Floor: 1
Unit 2 Includes
Dryer Hookup: 1
Washer Hookup: 1
Unit 2 Dining Room Type
Dining Area: 1
Unit 2 Appliances
Dryer: 1
Range: 1
Washer: 1
Refrigerator: 1
Oven: 1
Status Change Info
Status Change Date: 2026-03-17
Property Features
Architectural Style: Duplex-Over/Under
Basement: Full
Construction Materials: Aluminum Siding
Duplex Type: Up And Down
Exterior Features: Outdoor Kitchen
Fencing: Back Yard; Fenced
Heating: Baseboard; Natural Gas
Possession: At Closing
Separate Utilities: Electric; Gas
Sewer: Public Sewer
Showing Requirements: 24 Hour Notice; Lockbox; Occupied; Showing Service
Water Source: Public
Unit 1 Includes: Dryer Hookup; Washer Hookup
Unit 1 Dining Room Type: Dining Area
Unit 1 Appliances: Dryer; Range; Washer; Refrigerator; Oven
Unit 2 Includes: Dryer Hookup; Washer Hookup
Unit 2 Dining Room Type: Dining Area
Unit 2 Appliances: Dryer; Range; Washer; Refrigerator; Oven
Listing Courtesy of Real Broker NY LLC
Listing Agent: Saad Tai
518-348-9535 | saadtherealtor1@gmail.com
518-348-9535 | saadtherealtor1@gmail.com
