39 Fair Street, Oneonta, NY 13820 (MLS# 202617548)

$329,900
39 Fair Street
Oneonta, NY 13820
MLS# 202617548
4 beds
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Property Description
Positioned on a desirable corner lot in the heart of Oneonta, this well-maintained 4-unit multi-family property presents a strong opportunity for investors or owner-occupants. The building offers 4- 1-bedroom, 1-bath units, ideal for this steady tenant demographic. Bordering Fox Hospital, this location offers convenient proximity for healthcare professionals and local students. Located just minutes from downtown, colleges, shopping, and dining, this property benefits from Oneonta's consistent rental demand driven by its mix of outdoor recreation, small-town charm and cultural attractions. This asset features recent updates and dedicated off-street parking. Mechanical updates include a newer, high-efficiency natural gas boiler. The current owner provides heat, hot water, and internet, offering a streamlined setup for tenants. A solid income-producing property with a practical layout, simplified utilities, and strong upside in a reliable rental market. A must see!

Details
Maps
Documents
Contract Information
Original List Price: 339900
List Price/SqFt: 181.46
Status: Active
Property Sub Type: Quadruplex
List Price: $329,900
Current Price: $329,900
Listing Contract Date: 2026-05-19
Location
City/Town (Mail): Oneonta
Street Number: 39
Street Name: Fair
Street Suffix: Street
County: Otsego
State/Province: NY
Postal Code: 13820
Geo Lat: 42.456555
Geo Lon: -75.052893
Property Detail
Rooms Total: 15
Bathrooms Half: 0
Garage Spaces: 0
Above Grade Finished Area: 1818
Above Grade Finished Area Source: Public Records
Parking Y/N: Yes
Below Grade Finished Area: 0
Below Grade Finished Area Source: Public Records
Living Area: 1818
Lot Size Dimensions: 68X99
Lot Size Acres: 0.08
Waterfront Y/N: No
Enhanced Accessible Y/N: No
Bedrooms Total: 4
Bathrooms Full: 4
Year Built: 1985
Parcel, Tax, HOA
New Construction Y/N: No
Parcel Number: 361200 300.6-3-69
Tax Annual Amount: 3825
Tax Section: 300.6
Total Taxes Description: Actual
Tax Block: 3
Tax Lot: 69
School District: Oneonta
Association Y/N: No
Directions & Remarks
Directions: Get on I-88 W in Richmondville from NY-10 S/NY-7 W, (3.2 mi) Follow I-88 W to NY-23 W in Oneonta. Take exit 15 from I-88 W (33.0 mi) Continue on NY-23 W. Drive to Fair St (0.9 mi) to home
Public Remarks: Positioned on a desirable corner lot in the heart of Oneonta, this well-maintained 4-unit multi-family property presents a strong opportunity for investors or owner-occupants. The building offers 4- 1-bedroom, 1-bath units, ideal for this steady tenant demographic. Bordering Fox Hospital, this location offers convenient proximity for healthcare professionals and local students. Located just minutes from downtown, colleges, shopping, and dining, this property benefits from Oneonta's consistent rental demand driven by its mix of outdoor recreation, small-town charm and cultural attractions. This asset features recent updates and dedicated off-street parking. Mechanical updates include a newer, high-efficiency natural gas boiler. The current owner provides heat, hot water, and internet, offering a streamlined setup for tenants. A solid income-producing property with a practical layout, simplified utilities, and strong upside in a reliable rental market. A must see!
Sewer
Public Sewer: 1
Architectural Style
Traditional: 1
Electric
200+ Amp Service: 1
Financial Details
General Taxes: 1743
General Taxes Description: Actual
School Taxes: 2082
School Taxes Description: Estimated
Attic Features
Hatch: 1
Cooling
None: 1
Basement
Full: 1
Bath Levels
Full Bath 1: 1st
Full Bath 2: 1st
Full Bath 3: 2nd
Full Bath 4: 2nd
Construction Materials
Vinyl Siding: 1
Photos - the contractual owner of the photos
Photo Owner: Photographer
Possession
At Closing: 1
Exterior Features
None: 1
Flooring
Carpet: 1
Laminate: 1
Showing Requirements
Showing Service: 1
Special Listing Conditions
Standard: 1
Roof
Asphalt: 1
Rubber: 1
Shingle: 1
Water Source
Public: 1
Foundation Details
Block: 1
Stone: 1
Heating
Hot Water: 1
Natural Gas: 1
Income And Expenses
Rental Income: 45000
Rental Income Description: Estimated
Electric Expense: 780
Electric Expense Description: Estimated
Total Income: 45000
Gas Expense: 2000
Gas Expense Description: Estimated
Insurance Expense: 3200
Insurance Expense Description: Estimated
Miscellaneous Expense: 780
Miscellaneous Expense Description: Estimated
Water Sewer Expense: 744
Water Sewer Expense Desc.: Estimated
Net Operating Income: 31750
Interior Features
High Speed Internet: 1
Parking Features
Parking Total: 4
Detached: 1
Off Street: 1
Paved: 1
Patio And Porch Features
Front Porch: 1
Owner Pays
Gas: 1
Heat: 1
Hot Water: 1
Internet: 1
Sewer: 1
Trash Collection: 1
Water: 1
Levels
Two: 1
Separate Utilities
Electric: 1
Tenant Pays
Electricity: 1
Unit Information
Number Of Refrigerators: 4
Number Of Stoves: 4
Multi-Family Unit 1 Detail
Unit Location MF Unit 1: 1
Unit Available MF Unit 1: yes
Occupant Type MF Unit 1: Vacant
Monthly Rent MF Unit 1: 900
Rent Desc. MF Unit 1: Estimated
Total Rooms MF Unit 1: 3
Total Bedrooms MF Unit 1: 1
Total Full Baths MF Unit 1: 1
Unit 1 Includes
Bathroom: 1
Efficiency: 1
Kitchen: 1
Refrigerator: 1
Stove: 1
Unit 1 Owner Furnish Features
Heat: 1
Internet: 1
Sewer: 1
Trash: 1
Water: 1
Unit 1 Detail
Rent: 900
Rent Description Unit 1: Estimated
Occupant Type Unit 1: Vacant
Kitchen Unit 1: Eat In
Total Bedrooms: 1
Total Full Baths: 1
Full Baths 1st Floor: 1
Kitchens 1st Floor: 1
Living Rooms 1st Floor: 1
Unit 1 Dining Room Type
Dining Area: 1
Unit 1 Appliances
Range: 1
Refrigerator: 1
Multi-Family Unit 2 Detail
Unit Location MF Unit 2: 1
Occupant Type MF Unit 2: Tenant
Monthly Rent MF Unit 2: 1100
Rent Desc. MF Unit 2: Actual
Total Rooms MF Unit 2: 4
Total Bedrooms MF Unit 2: 1
Total Full Baths MF Unit 2: 1
Unit 2 Owner Furnish Features
Electricity: 1
Heat: 1
Internet: 1
Sewer: 1
Trash: 1
Water: 1
Unit 2 Detail
Rent: 1100
Rent Description Unit 2: Estimated
Occupant Type Unit 2: Tenant
Kitchen Unit 2: Eat In
Total Bedrooms: 1
Bedrooms on 1st Floor: 1
Total Full Baths: 1
Full Baths 1st Floor: 1
Kitchens 1st Floor: 1
Living Rooms 1st Floor: 1
Unit 2 Includes
Bathroom: 1
Kitchen: 1
Living Room: 1
Refrigerator: 1
Stove: 1
Unit 2 Dining Room Type
Dining Area: 1
Unit 2 Appliances
Range: 1
Refrigerator: 1
Multi-Family Unit 3 Detail
Unit Location MF Unit 3: 2
Occupant Type MF Unit 3: Tenant
Monthly Rent MF Unit 3: 875
Rent Desc. MF Unit 3: Estimated
Total Rooms MF Unit 3: 4
Total Bedrooms MF Unit 3: 1
Total Full Baths MF Unit 3: 1
Unit 3 Owner Furnish Features
Electricity: 1
Heat: 1
Internet: 1
Sewer: 1
Trash: 1
Water: 1
Unit 3 Includes
Bathroom: 1
Kitchen: 1
Living Room: 1
Refrigerator: 1
Stove: 1
Unit 3 Detail
Rent: 875
Rent Description Unit 3: Estimated
Occupant Type Unit 3: Tenant
Kitchen Unit 3: Eat In
Total Bedrooms: 1
Bedrooms on 2nd Floor: 1
Total Full Baths: 1
Full Baths 2nd Floor: 1
Kitchens 2nd Floor: 1
Living Rooms 2nd Floor: 1
Unit 3 Dining Room Type
Dining Area: 1
Unit 3 Appliances
Range: 1
Refrigerator: 1
Multi-Family Unit 4 Detail
Unit Location MF Unit 4: 2
Unit Available MF Unit 4: Yes
Occupant Type MF Unit 4: Tenant
Monthly Rent MF Unit 4: 975
Total Rooms MF Unit 4: 4
Total Bedrooms MF Unit 4: 1
Total Full Baths MF Unit 4: 1
Unit 4 Owner Furnish Features
Heat: 1
Internet: 1
Sewer: 1
Trash: 1
Water: 1
Unit 4 Includes
Bathroom: 1
Kitchen: 1
Living Room: 1
Refrigerator: 1
Stove: 1
Unit 4 Detail
Rent: 975
Rent Description Unit 4: Estimated
Occupant Type Unit 4: Tenant
Kitchen Unit 4: Eat In
Total Bedrooms: 1
Bedrooms on 2nd Floor: 1
Full Baths 2nd Floor: 1
Kitchens 2nd Floor: 1
Living Rooms 2nd Floor: 1
Unit 4 Dining Room Type
Dining Area: 1
Unit 4 Appliances
Range: 1
Refrigerator: 1
Status Change Info
Status Change Date: 2026-05-19
Property Features
Architectural Style: Traditional
Attic Features: Hatch
Basement: Full
Construction Materials: Vinyl Siding
Cooling: None
Electric: 200+ Amp Service
Exterior Features: None
Flooring: Carpet; Laminate
Foundation Details: Block; Stone
Heating: Hot Water; Natural Gas
Interior Features: High Speed Internet
Levels: Two
Owner Pays: Gas; Heat; Hot Water; Internet; Sewer; Trash Collection; Water
Parking Features: Detached; Off Street; Paved
Patio And Porch Features: Front Porch
Possession: At Closing
Roof: Asphalt; Rubber; Shingle
Separate Utilities: Electric
Sewer: Public Sewer
Showing Requirements: Showing Service
Special Listing Conditions: Standard
Tenant Pays: Electricity
Water Source: Public
Unit 1 Includes: Bathroom; Efficiency; Kitchen; Refrigerator; Stove
Unit 1 Owner Furnish Features: Heat; Internet; Sewer; Trash; Water
Unit 1 Dining Room Type: Dining Area
Unit 1 Appliances: Range; Refrigerator
Unit 2 Owner Furnish Features: Electricity; Heat; Internet; Sewer; Trash; Water
Unit 2 Includes: Bathroom; Kitchen; Living Room; Refrigerator; Stove
Unit 2 Dining Room Type: Dining Area
Unit 2 Appliances: Range; Refrigerator
Unit 3 Owner Furnish Features: Electricity; Heat; Internet; Sewer; Trash; Water
Unit 3 Includes: Bathroom; Kitchen; Living Room; Refrigerator; Stove
Unit 3 Dining Room Type: Dining Area
Unit 3 Appliances: Range; Refrigerator
Unit 4 Owner Furnish Features: Heat; Internet; Sewer; Trash; Water
Unit 4 Includes: Bathroom; Kitchen; Living Room; Refrigerator; Stove
Unit 4 Dining Room Type: Dining Area
Unit 4 Appliances: Range; Refrigerator
IDX
Listing Courtesy of Country Boy Realty
Listing Agent: Matthew Loder
518-378-1235 | MLoderCBR@gmail.com

Information deemed reliable but not guaranteed.

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