277 Congress Street, Troy, NY 12180 (MLS# 202625554)


$999,000
277 Congress Street
Troy, NY 12180
MLS# 202625554
11 beds


Front_View
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Front_View Dining Area Entertainment Area IMG_3356 277 Congress St Backyard-1 277 Congress St Backyard-2 277 Congress St 2nd Floor Back Porch-1 277 Congress St 2nd Floor Back Porch-2 277 Congress St 3rd Floor Back Porch 277 Congress St 1stbath0 277 Congress St 1stbath1 277 Congress St 1stbathM 277 Congress St 1stSbath0 277 Congress St 1stSbath1 277 Living Room 277CongressSt1stKitchen1 277CongressSt1stKitchen2 277CongressSt1stKitchen3 277CongressSt1stKitchen4 277 Room 1A-1 277 Room 1A-2 277 Room 1A-3 277 Room 1B-1 277 Room 1B-2 277 Room 1C 277 Room 1D-1 277 Room 1D-2 277 Room 1E-1 277 Room 1E-2 277 Room 1E-2 277 Room 1E-3 277 2nd Living Rm-2 277 2nd Living Rm-3 277 2nd kitchen-1 277 2nd kitchen-2 277 2nd kitchen-3 277 2nd kitchen-4 277 2nd bathroom 277 Room 2A-1 277 Room 2A-2 277 Room 2B-1 277 Room 2B-2 277 Room 2B-3 277 Room 2C-1 277 Room 2C-2 Living Room 277CongressSt3rdKitchen1 277CongressSt3rdKitchen2 277CongressSt3rdKitchen3 3rdFloorBathRm 3rdFloorRestRoom0 3rdFloorRestRoom1 Laundry Center Shared by 2nd & 3rd Floor Room 3A-1 Room 3A-2 Room 3B-1

Property Description
Rare opportunity to own a beautifully maintained, high-quality turnkey student-housing investment in the RPI area. This impressive 11-bedroom, 4-bathroom property offers strong rental income, quality furnishings, modern amenities, and excellent tenant appeal. The property features three HVAC systems, on-demand hot water heaters, high-end furniture, stainless-steel appliances, three beautiful quartz kitchen countertops, ceramic-tiled bathrooms, and well-appointed living areas. The enclosed patio/entertainment room provides a comfortable year-round space for recreation, gatherings, and relaxation. The updated back deck and green backyard offer additional outdoor space for tenants to enjoy. Prospect Park is directly across the street, with a convenient store nearby. Prime location within walking distance of RPI campus and Troy's downtown, providing convenient access to campus, restaurants, shops, entertainment, and downtown amenities. The property has a strong history of being fully leased, reflecting established demand for quality RPI student housing. Highlights: 11 bedrooms; 4 bathrooms; 3 HVAC systems; on-demand hot water heaters; turnkey condition; high-end furniture; stainless-steel appliances; enclosed patio/entertainment room; updated back deck; green backyard; Prospect Park across the street; walking distance to RPI and Troy downtown; strong history of full occupancy; approx. $92K gross annual rental income. Proof of income and/or financial qualification is required prior to scheduling a showing. Showings by appointment only. Qualified buyers and investors are encouraged to inquire.

Details
Maps
Contract Information
Status: Active
Property Sub Type: Triplex
Original List Price: 999000
List Price: $999,000
Current Price: $999,000
Listing Contract Date: 2026-09-06
List Price/SqFt: 273.7
Location
Street Number: 277
Street Name: Congress
Street Suffix: Street
County: Rensselaer
State/Province: NY
Postal Code: 12180
City/Town (Mail): Troy
Cross Street: 8tj Street & 13th Street
Geo Lat: 42.72637
Geo Lon: -73.681245
Property Detail
Rooms Total: 25
Bedrooms Total: 11
Bathrooms Full: 4
Year Built: 1910
Above Grade Finished Area: 3650
Above Grade Finished Area Source: Plans
Below Grade Finished Area Source: See Remarks
Living Area: 3650
Zoning: Multi Residence
Deed Restrictions: No
Lot Size Acres: 0.12
Waterfront Y/N: No
Enhanced Accessible Y/N: No
Parking Y/N: Yes
Bath Levels
Full Bath 1: 1st
Full Bath 2: 1st
Full Bath 3: 2nd
Full Bath 4: 3rd
Photos - the contractual owner of the photos
Photo Owner: Seller/Landlord
Income And Expenses
Rental Income: 91980
Rental Income Description: Actual
Parking Features
Parking Total: 2
Unit Information
Number Of Dishwashers: 3
Number Of Dryers: 2
Number Of Refrigerators: 3
Number Of Stoves: 3
Number Of Washers: 2
Multi-Family Unit 1 Detail
Unit Location MF Unit 1: 1
Unit Occupancy MF Unit 1: 5
Occupant Type MF Unit 1: Tenant
Monthly Rent MF Unit 1: 42300
Rent Desc. MF Unit 1: Actual
Lease Term MF Unit 1: 12 Months
Total Rooms MF Unit 1: 11
Total Bedrooms MF Unit 1: 5
Total Full Baths MF Unit 1: 2
Unit 1 Detail
Rent: 42300
Rent Description Unit 1: Actual
Occupant Type Unit 1: Tenant
Total Rooms Unit 1: 10
Total Bedrooms: 5
Bedrooms on 1st Floor: 5
Total Full Baths: 2
Full Baths 1st Floor: 2
Dining Rooms 1st Floor: 1
Kitchens 1st Floor: 1
Living Rooms 1st Floor: 1
Other Rooms 1st Floor: 1
Multi-Family Unit 2 Detail
Unit Location MF Unit 2: 2
Unit Occupancy MF Unit 2: 3
Occupant Type MF Unit 2: Tenant
Monthly Rent MF Unit 2: 24840
Rent Desc. MF Unit 2: Actual
Lease Term MF Unit 2: 12 Months
Total Rooms MF Unit 2: 7
Total Bedrooms MF Unit 2: 3
Total Full Baths MF Unit 2: 1
Unit 2 Detail
Rent: 24840
Rent Description Unit 2: Actual
Total Rooms Unit 2: 6
Total Bedrooms: 3
Bedrooms on 2nd Floor: 3
Total Full Baths: 1
Full Baths 2nd Floor: 1
Dining Rooms 2nd Floor: 1
Kitchens 2nd Floor: 1
Living Rooms 2nd Floor: 1
Multi-Family Unit 3 Detail
Unit Location MF Unit 3: 3
Total Rooms MF Unit 3: 7
Total Bedrooms MF Unit 3: 3
Total Full Baths MF Unit 3: 1
Unit 3 Detail
Rent: 24840
Rent Description Unit 3: Actual
Occupant Type Unit 3: Tenant
Total Rooms Unit 3: 6
Total Bedrooms: 3
Bedrooms on 3rd Floor: 3
Total Full Baths: 1
Full Baths 3rd Floor: 1
Kitchens 3rd Floor: 1
Living Rooms 3rd Floor: 1
Status Change Info
Status Change Date: 2026-09-07
Property Features
Architectural Style: Traditional
Attic Features: No Attic Access
Basement: Bilco Doors; Crawl Space; Full; Pillar/Post/Pier; Slab; Sump Pump; Unfinished; Walk-Out Access
Construction Materials: Brick
Cooling: Central Air
Door Features: ENERGY STAR Qualified Doors; French Doors
Electric: 200+ Amp Service; Circuit Breakers
Exterior Features: Lighting
Fencing: Back Yard; Partial
Flooring: Hardwood
Foundation Details: Brick/Mortar; Stone
Heating: Forced Air; Natural Gas
Interior Features: Stone Countertops; Walk-In Closet(s)
Laundry Features: Electric Dryer Hookup; Laundry Closet; Laundry Room; Main Level; Upper Level; Washer Hookup
Levels: Three Or More
Lot Features: Wooded
Parking Features: Driveway; Off Street
Patio And Porch Features: Covered; Deck; Enclosed; Rear Porch
Possession: At Closing
Roof: Flat
Security Features: Smoke Detector(s)
Separate Utilities: Not Separated
Sewer: Public Sewer
Showing Requirements: 24 Hour Notice; Agent to Accompany; Call Listing Agent; Occupied; Restricted Days; Restricted Hours
Special Listing Conditions: Standard
Window Features: Blinds; Curtain Rods; Double Pane Windows
View: Hills; Trees/Woods
Water Source: Public
Unit 1 Includes: Bathroom; Dining Room; Dishwasher; Dryer Hookup; Efficiency; Kitchen; Living Room; Other; Refrigerator; Storage; Stove
Unit 1 Owner Furnish Features: Central Air Conditioning; Electricity; Gas; Heat; Hot Water; Internet; Parking; Sewer; Snow Removal; Trash; Water; Other
Unit 1 Dining Room Type: Dining Area
Unit 1 Appliances: Dishwasher; Dryer; Microwave; Range; Washer; Refrigerator
Unit 1 Amenities: Cable Available; Community Recreation; Crown Molding; French Doors; High Speed Internet
Unit 2 Owner Furnish Features: Electricity; Gas; Heat; Hot Water; Internet; Parking; Sewer; Snow Removal; Trash; Water
Unit 2 Includes: Bathroom; Dining Room; Dishwasher; Dryer Hookup; Efficiency; Kitchen; Living Room; Refrigerator; Stove; Washer Hookup
Unit 2 Dining Room Type: Dining Area
Unit 2 Appliances: Dishwasher; Microwave; Range; Refrigerator
Unit 2 Amenities: Ceramic Tile; Walk-In Closet(s)
Unit 3 Owner Furnish Features: Central Air Conditioning; Electricity; Gas; Heat; Hot Water; Internet; Parking; Sewer; Snow Removal; Trash; Water; Other
Unit 3 Includes: Bathroom; Dining Room; Dishwasher; Dryer Hookup; Kitchen; Living Room; Refrigerator; Stove; Washer Hookup
Unit 3 Amenities: Cable Available; Ceramic Tile
Unit 3 Dining Room Type: Dining Area
Unit 3 Appliances: Dishwasher; Dryer; Microwave; Range; Washer; Refrigerator

IDX
Listing Courtesy of Capital Elite Realty Group LLC
Listing Agent: Capital Elite Realty Team
518-776-8898 | capitaleliterealty@gmail.com
Source MLS Verified

Information deemed reliable but not guaranteed.