$285,000
Waterford, NY 12188
MLS# 202623404
5 beds
1 / 35
Open House (08/08/2026 - 12:00 pm - 2:00 pm)
Property Description
Investor opportunity or owner-occupied two-family home in the heart of the Village of Waterford! This spacious multi-family property offers exceptional square footage, flexible living arrangements, and excellent income potential. The first unit offers a spacious 1-bedroom apartment with a generous eat-in kitchen and is currently vacant, making it ideal for an owner-occupant or ready for a new tenant. The apartment has an estimated rental value of approximately $1,000 per month, offering additional income potential. Both apartments have been freshly painted and feature new luxury vinyl flooring and new appliances, creating clean, modern, move-in-ready living spaces. Major mechanical updates include furnace and hot water tank that are less than one year old, along with a brand-new roof installed in August 2026, providing peace of mind and reducing future maintenance costs. The second unit features 4 oversized bedrooms, including one convenient first-floor bedroom, 2 full bathrooms, and a large eat-in kitchen with plenty of room for entertaining and everyday living. This unit is tenant occupied and generates $2,600 per month in rental income, providing immediate cash flow for investors. Conveniently located just one block from Broad Street's restaurants, shops, and local businesses, and only two blocks from the Waterford Harbor Visitor Center and riverfront. The school bus stops right outside the property, and CDTA public transportation is just a block away, making commuting easy. Whether you're searching for an investment property, income-producing duplex, owner-occupied rental, or a multi-generational home, this updated 2-family home offers the flexibility and income potential buyers are looking for. With current rental income of $2,600/month and projected total rental income of approximately $3,600/month, extensive recent updates, generous living space, and a desirable village location, this is an outstanding opportunity to build equity and grow your investment.
Details
Maps
Contract Information
Original List Price: 285000
List Price/SqFt: 120.05
Status: Active
Property Sub Type: Duplex
List Price: $285,000
Current Price: $285,000
Listing Contract Date: 2026-08-06
Location
City/Town (Mail): Waterford
Street Number: 24
Street Name: 3rd
Street Suffix: Street
County: Saratoga
State/Province: NY
Postal Code: 12188
Geo Lat: 42.789401
Geo Lon: -73.679034
Property Detail
Rooms Total: 9
Bathrooms Half: 0
Garage Spaces: 0
Above Grade Finished Area: 2374
Above Grade Finished Area Source: CRS
Parking Y/N: No
Below Grade Finished Area: 0
Below Grade Finished Area Source: CRS
Living Area: 2374
Zoning: Multi Residence
Lot Size Acres: 0.05
Waterfront Y/N: No
Enhanced Accessible Y/N: No
Bedrooms Total: 5
Bathrooms Full: 3
Year Built: 1958
Parcel, Tax, HOA
Parcel Number: 415401 291.79-1-1
Tax Annual Amount: 4748.97
Tax Section: 291.79
Total Taxes Description: Estimated
Tax Block: 1
Tax Lot: 1.000
School District: Waterford-Halfmoon
Elementary School: Waterford
High School: Waterford
Association Y/N: No
Directions & Remarks
Directions: Broad Street, south on Third, house on right, corner of Third and MIddle
Public Remarks: Investor opportunity or owner-occupied two-family home in the heart of the Village of Waterford! This spacious multi-family property offers exceptional square footage, flexible living arrangements, and excellent income potential. The first unit offers a spacious 1-bedroom apartment with a generous eat-in kitchen and is currently vacant, making it ideal for an owner-occupant or ready for a new tenant. The apartment has an estimated rental value of approximately $1,000 per month, offering additional income potential. Both apartments have been freshly painted and feature new luxury vinyl flooring and new appliances, creating clean, modern, move-in-ready living spaces. Major mechanical updates include furnace and hot water tank that are less than one year old, along with a brand-new roof installed in August 2026, providing peace of mind and reducing future maintenance costs. The second unit features 4 oversized bedrooms, including one convenient first-floor bedroom, 2 full bathrooms, and a large eat-in kitchen with plenty of room for entertaining and everyday living. This unit is tenant occupied and generates $2,600 per month in rental income, providing immediate cash flow for investors. Conveniently located just one block from Broad Street's restaurants, shops, and local businesses, and only two blocks from the Waterford Harbor Visitor Center and riverfront. The school bus stops right outside the property, and CDTA public transportation is just a block away, making commuting easy. Whether you're searching for an investment property, income-producing duplex, owner-occupied rental, or a multi-generational home, this updated 2-family home offers the flexibility and income potential buyers are looking for. With current rental income of $2,600/month and projected total rental income of approximately $3,600/month, extensive recent updates, generous living space, and a desirable village location, this is an outstanding opportunity to build equity and grow your investment.
Sewer
Public Sewer: 1
Architectural Style
Traditional: 1
Electric
200+ Amp Service: 1
Fencing
Back Yard: 1
Fenced: 1
Attic Features
Full: 1
Pull-Down: 1
Cooling
Window Unit(s): 1
Basement
Full: 1
Unfinished: 1
Bath Levels
Full Bath 1: 1st
Full Bath 2: 1st
Full Bath 3: 2nd
Construction Materials
Aluminum Siding: 1
Other Structures
None: 1
Photos - the contractual owner of the photos
Photo Owner: Broker
Possession
At Closing: 1
Exterior Features
None: 1
Duplex Type
Side By Side: 1
Flooring
Hardwood: 1
Tile: 1
Vinyl: 1
Showing Requirements
Lockbox: 1
Occupied: 1
Sign on Property: 1
Special Listing Conditions
Standard: 1
Utilities
Cable Available: 1
Roof
Asphalt: 1
Water Source
Public: 1
Foundation Details
Brick/Mortar: 1
Stone: 1
Heating
Hot Water: 1
Radiant: 1
Space Heater: 1
Income And Expenses
Rental Income: 3600
Rental Income Description: Actual
Total Income: 3600
Laundry Features
Electric Dryer Hookup: 1
In Bathroom: 1
Washer Hookup: 1
Parking Features
None: 1
Patio And Porch Features
Front Porch: 1
Porch: 1
Owner Pays
Electricity: 1
Heat: 1
Sewer: 1
Snow Removal: 1
Trash Collection: 1
Water: 1
Levels
Two: 1
Separate Utilities
Not Separated: 1
Unit Information
Number Of Dishwashers: 1
Number Of Dryers: 1
Number Of Refrigerators: 2
Number Of Stoves: 2
Number Of Washers: 1
Multi-Family Unit 1 Detail
Unit Location MF Unit 1: side
Occupant Type MF Unit 1: Owner
Monthly Rent MF Unit 1: 1000
Rent Desc. MF Unit 1: Estimated
Lease Term MF Unit 1: None
Total Rooms MF Unit 1: 3
Total Bedrooms MF Unit 1: 1
Total Full Baths MF Unit 1: 1
Unit 1 Includes
Bathroom: 1
Dryer Hookup: 1
Kitchen: 1
Refrigerator: 1
Stove: 1
Washer Hookup: 1
Unit 1 Owner Furnish Features
Electricity: 1
Heat: 1
Sewer: 1
Snow Removal: 1
Trash: 1
Water: 1
Unit 1 Detail
Rent: 1000
Rent Description Unit 1: Estimated
Lease Term Unit 1: Other
Kitchen Unit 1: Working Only
Total Bedrooms: 1
Bedrooms on 2nd Floor: 1
Total Full Baths: 1
Full Baths 1st Floor: 1
Kitchens 1st Floor: 1
Living Rooms 1st Floor: 1
Unit 1 Dining Room Type
None: 1
Unit 1 Appliances
Range: 1
Refrigerator: 1
Multi-Family Unit 2 Detail
Unit Location MF Unit 2: front
Occupant Type MF Unit 2: Tenant
Monthly Rent MF Unit 2: 2600
Rent Desc. MF Unit 2: Actual
Lease Term MF Unit 2: Month To Month
Total Rooms MF Unit 2: 6
Total Bedrooms MF Unit 2: 4
Total Full Baths MF Unit 2: 2
Unit 2 Owner Furnish Features
Electricity: 1
Heat: 1
Sewer: 1
Snow Removal: 1
Trash: 1
Water: 1
Unit 2 Detail
Rent: 2600
Rent Description Unit 2: Actual
Lease Term Unit 2: Month To Month
Occupant Type Unit 2: Tenant
Total Bedrooms: 4
Bedrooms on 1st Floor: 1
Bedrooms on 2nd Floor: 3
Total Full Baths: 2
Full Baths 1st Floor: 1
Full Baths 2nd Floor: 1
Kitchens 1st Floor: 1
Living Rooms 1st Floor: 1
Unit 2 Includes
Bathroom: 1
Dishwasher: 1
Dryer Hookup: 1
Kitchen: 1
Living Room: 1
Refrigerator: 1
Stove: 1
Washer Hookup: 1
Unit 2 Dining Room Type
None: 1
Unit 2 Appliances
Dishwasher: 1
Dryer: 1
Range: 1
Washer: 1
Refrigerator: 1
Status Change Info
Status Change Date: 2026-08-06
Property Features
Architectural Style: Traditional
Attic Features: Full; Pull-Down
Basement: Full; Unfinished
Construction Materials: Aluminum Siding
Cooling: Window Unit(s)
Duplex Type: Side By Side
Electric: 200+ Amp Service
Exterior Features: None
Fencing: Back Yard; Fenced
Flooring: Hardwood; Tile; Vinyl
Foundation Details: Brick/Mortar; Stone
Heating: Hot Water; Radiant; Space Heater
Laundry Features: Electric Dryer Hookup; In Bathroom; Washer Hookup
Levels: Two
Other Structures: None
Owner Pays: Electricity; Heat; Sewer; Snow Removal; Trash Collection; Water
Parking Features: None
Patio And Porch Features: Front Porch; Porch
Possession: At Closing
Roof: Asphalt
Separate Utilities: Not Separated
Sewer: Public Sewer
Showing Requirements: Lockbox; Occupied; Sign on Property
Special Listing Conditions: Standard
Utilities: Cable Available
Water Source: Public
Unit 1 Includes: Bathroom; Dryer Hookup; Kitchen; Refrigerator; Stove; Washer Hookup
Unit 1 Owner Furnish Features: Electricity; Heat; Sewer; Snow Removal; Trash; Water
Unit 1 Dining Room Type: None
Unit 1 Appliances: Range; Refrigerator
Unit 2 Owner Furnish Features: Electricity; Heat; Sewer; Snow Removal; Trash; Water
Unit 2 Includes: Bathroom; Dishwasher; Dryer Hookup; Kitchen; Living Room; Refrigerator; Stove; Washer Hookup
Unit 2 Dining Room Type: None
Unit 2 Appliances: Dishwasher; Dryer; Range; Washer; Refrigerator
Listing Courtesy of Howard Hanna Capital Inc
Listing Agent: Jillian Breck
518-225-4799 | breck30@outlook.com
518-225-4799 | breck30@outlook.com
