187 Lake Road, Westerlo, NY 12023 (MLS# 202616079)


$489,000
187 Lake Road
Westerlo, NY 12023
MLS# 202616079
Status: Pending
4 beds  |  3 baths


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Property Description
Welcome to 187 Lake Rd--an exceptional lake-access home offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.

Details
Maps
Documents
Contract Information
Original List Price: 489000
List Price/SqFt: 189.24
List Price/Acres: 143823.53
Status: Pending
Current Price: $489,000
List Price: $489,000
Listing Contract Date: 2026-04-30
Property Sub Type: Single Family Residence
Location
City/Town (Mail): Berne
Street Number: 187
Street Name: Lake
Street Suffix: Road
County: Albany
State/Province: NY
Postal Code: 12023
Geo Lat: 42.547244
Geo Lon: -74.087854
Property Detail
Rooms Total: 7
Bathrooms Half: 1
Garage Spaces: 4
Above Grade Finished Area: 2584
Above Grade Finished Area Source: See Remarks
Parking Y/N: Yes
Below Grade Finished Area: 0
Below Grade Finished Area Source: CRS
Living Area: 2584
Total Finished Area: 2584
Fireplaces Total: 1
Zoning: Single Residence
Deed Restrictions: Unknown
Lot Size Dimensions: 148104
Lot Size Acres: 3.4
Waterfront Y/N: Yes
Water Body Name: Onderdonk Lake
Enhanced Accessible Y/N: No
Survey Y/N: No
Green Features Y/N: No
Land Lease Y/N: No
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 3
Year Built: 1978
Status Change Info
Proposed Closing Date: 2026-06-30
Status Change Date: 2026-05-20
Under Contract Date: 2026-05-22
Parcel, Tax, HOA
New Construction Y/N: No
Parcel Number: 013800 115.3-2-28
Tax Annual Amount: 4426.51
Tax Section: 115.03
Total Taxes Description: Actual
Tax Block: 2
Tax Lot: 28.000
School District: Berne Knox
Association Y/N: No
Directions & Remarks
Directions: 85 west to Lake Rd
Public Remarks: Welcome to 187 Lake Rd--an exceptional lake-access home offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.
Sewer
Septic Tank: 1
Appliances
Dishwasher: 1
Oven: 1
Range: 1
Refrigerator: 1
Architectural Style
1 Family + In-Law: 1
Contemporary: 1
Fencing
Stone: 1
Attic Features
Dormer: 1
Cooling
None: 1
Basement
Full: 1
Unfinished: 1
Bath Levels
Full Bath 1: 1st
Full Bath 2: 2nd
Half Bath 1: 1st
Dining Room Type
Formal Dining Room: 1
Lot Features
Landscaped: 1
Level: 1
Mountain(s): 1
Private: 1
Secluded: 1
Sloped: 1
Wooded: 1
Construction Materials
Wood Siding: 1
Other Structures
Barn(s): 1
Photos - the contractual owner of the photos
Photo Owner: Broker
Possession
At Closing: 1
Exterior Features
Barn: 1
Fireplace Features
Living Room: 1
Flooring
Carpet: 1
Vinyl: 1
Wood: 1
Showing Requirements
Lockbox: 1
Occupied: 1
Sign on Property: 1
Special Listing Conditions
Standard: 1
Roof
Asphalt: 1
Metal: 1
View
Lake: 1
Water: 1
Water Source
Well: 1
Foundation Details
Block: 1
Type of Well
Drilled: 1
Waterfront Features
Lake/River Across Rd: 1
Heating
Propane Tank Leased: 1
Wood: 1
Zoned: 1
Interior Features
Cathedral Ceiling(s): 1
Paddle Fan: 1
Vaulted Ceiling(s): 1
Kitchen Features
Eat-in Kitchen: 1
Laundry Features
In Basement: 1
Other Equipment
None: 1
Parking Features
Parking Total: 6
Detached: 1
Driveway: 1
Garage: 1
Stone: 1
Patio And Porch Features
Deck: 1
Levels
Two: 1
Rooms
Full Bathroom: 1
Full Bathroom Level: First
Half Bathroom: 1
Half Bathroom Level: Second
Bedroom: 1
Bedroom Level: First
Dining Room: 1
Dining Room Level: First
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: First
Property Features
Appliances: Dishwasher; Oven; Range; Refrigerator
Architectural Style: 1 Family + In-Law; Contemporary
Attic Features: Dormer
Basement: Full; Unfinished
Construction Materials: Wood Siding
Cooling: None
Dining Room Type: Formal Dining Room
Exterior Features: Barn
Fencing: Stone
Fireplace Features: Living Room
Flooring: Carpet; Vinyl; Wood
Foundation Details: Block
Heating: Propane Tank Leased; Wood; Zoned
Interior Features: Cathedral Ceiling(s); Paddle Fan; Vaulted Ceiling(s)
Kitchen Features: Eat-in Kitchen
Laundry Features: In Basement
Levels: Two
Lot Features: Landscaped; Level; Mountain(s); Private; Secluded; Sloped; Wooded
Other Equipment: None
Other Structures: Barn(s)
Parking Features: Detached; Driveway; Garage; Stone
Patio And Porch Features: Deck
Possession: At Closing
Roof: Asphalt; Metal
Rooms: Full Bathroom; Half Bathroom; Bedroom; Dining Room; Kitchen; Living Room
Sewer: Septic Tank
Showing Requirements: Lockbox; Occupied; Sign on Property
Special Listing Conditions: Standard
View: Lake; Water
Water Source: Well
Type of Well: Drilled
Waterfront Features: Lake/River Across Rd
Room Information
Room Name Level
Full BathroomFirst
KitchenFirst
Living RoomFirst
Dining RoomFirst
BedroomFirst
BedroomSecond
BedroomSecond
Half BathroomSecond
BedroomSecond
Full BathroomSecond

IDX
Listing Courtesy of Howard Hanna Capital Inc
Listing Agent: Jillian Breck
518-225-4799 | breck30@outlook.com
Source MLS Verified

Information deemed reliable but not guaranteed.