$79,900
Summit, NY 12175
MLS# 202624883
Status: Pending
2 beds | 1 baths
1 / 6
Property Description
Escape to the Mountains: DIY Cottage with Seller Financing! Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good. No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.
Details
Maps
Documents
Contract Information
Status: Pending
Current Price: $79,900
Original List Price: 79900
List Price: $79,900
Listing Contract Date: 2026-08-27
Property Sub Type: Single Family Residence
List Price/SqFt: 126.83
List Price/Acres: 242121.21
Location
Street Number: 1439
Street Name: Charlotte Valley
Street Suffix: Road
County: Schoharie
State/Province: NY
Postal Code: 12175
City/Town (Mail): Summit
Geo Lat: 42.575041
Geo Lon: -74.605043
Property Detail
Rooms Total: 4
Bedrooms Total: 2
Bathrooms Full: 1
Bathrooms Total: 1
Year Built: 1943
Above Grade Finished Area: 630
Above Grade Finished Area Source: CRS
Below Grade Finished Area Source: CRS
Living Area: 630
Total Finished Area: 630
Zoning: None
Deed Restrictions: No
Lot Size Dimensions: 147' x 107'
Lot Size Acres: 0.33
Waterfront Y/N: No
Enhanced Accessible Y/N: No
Parking Y/N: Yes
Status Change Info
Status Change Date: 2026-09-11
Under Contract Date: 2026-09-10
Proposed Closing Date: 2026-10-08
Bath Levels
Full Bath 1: 1st
Photos - the contractual owner of the photos
Photo Owner: Broker
Parking Features
Parking Total: 3
Rooms
Bedroom Level: First
Kitchen Level: First
Living Room Level: First
Property Features
Appliances: Electric Water Heater; Range; Refrigerator
Architectural Style: Cottage
Basement: Bilco Doors; Exterior Entry
Construction Materials: Drywall
Cooling: None
Dining Room Type: In Kitchen
Exterior Features: None
Foundation Details: Block
Heating: Electric
Parking Features: Driveway
Possession: At Closing
Rooms: Bedroom; Kitchen; Living Room
Sewer: Septic Tank
Showing Requirements: Lockbox; Showing Service; Sign on Property
Special Listing Conditions: Other
Water Source: Well
Type of Well: Drilled
Room Information
| Room Name | Level |
| Bedroom | First |
| Bedroom | First |
| Kitchen | First |
| Living Room | First |
Property Condition Disclosure 
Listing Courtesy of Charlotteville Realty LLC
Listing Agent: Gary A Morgan
518-258-7292 | RealtorGaryMorgan@gmail.com
518-258-7292 | RealtorGaryMorgan@gmail.com
