$175,000
Middleburgh, NY 12122
MLS# 202622575
4 beds
1 / 29
Property Description
Exceptional Owner-Occupied Investment Opportunity in the Village of Middleburgh! Conveniently located right in the heart of the village, this 2-unit property at 118 Railroad Ave presents an ideal setup for rental income or an owner-occupied home. The property features a 3-bedroom unit and a 1-bedroom unit. This double lot includes an additional buildable site ideal for future expansion. Featuring separate utilities and a strong rental history. Inside, the main-level space centers around a classic brick hearth and wood flooring, with functional floor plans throughout. Outdoors, the property boasts a level lawn, off-street parking, a welcoming covered front porch, and a private back deck off the rear entrance. Maximize this property's full potential in a prime village location, where you can easily walk right to Main Street's shops, dining, and local amenities. Beyond its neighborhood convenience, the site is highly accessible for commuters, sitting an easy 15-minute drive from Cobleskill with straightforward travel to Oneonta, Cooperstown, and the greater Capital District.
Details
Maps
Documents
Contract Information
Status: Active
Property Sub Type: Duplex
Original List Price: 175000
List Price: $175,000
Current Price: $175,000
Listing Contract Date: 2026-07-23
List Price/SqFt: 102.46
Location
Street Number: 118
Street Name: Railroad
Street Suffix: Avenue
County: Schoharie
State/Province: NY
Postal Code: 12122
City/Town (Mail): Middleburgh
Geo Lat: 42.59867
Geo Lon: -74.333171
Property Detail
Rooms Total: 10
Bedrooms Total: 4
Bathrooms Full: 2
Year Built: 1870
Above Grade Finished Area: 1708
Above Grade Finished Area Source: CRS
Below Grade Finished Area Source: CRS
Living Area: 1708
Lot Size Acres: 0.3
Waterfront Y/N: No
Enhanced Accessible Y/N: No
Parking Y/N: Yes
Financial Details
General Taxes: 1193.38
General Taxes Description: Actual
School Taxes: 1962.02
School Taxes Description: Actual
Village Taxes: 593.95
Village Taxes Description: Actual
Bath Levels
Full Bath 1: 1st
Full Bath 2: 2nd
Photos - the contractual owner of the photos
Photo Owner: Photographer
Income And Expenses
Rental Income: 26940
Rental Income Description: Yearly
Total Income: 2245
Total Income Description: 26940
Electric Expense: 2640
Insurance Expense: 1800
Oil Expense: 3600
Water Sewer Expense: 960
Net Operating Income: 20100
Parking Features
Parking Total: 6
Multi-Family Unit 1 Detail
Unit Location MF Unit 1: 1st Flr
Occupant Type MF Unit 1: Tenant
Monthly Rent MF Unit 1: 1350
Rent Desc. MF Unit 1: Actual
Lease Term MF Unit 1: 12 Months
Total Rooms MF Unit 1: 6
Total Bedrooms MF Unit 1: 3
Total Full Baths MF Unit 1: 1
Unit 1 Detail
Total Bedrooms: 3
Total Full Baths: 1
Multi-Family Unit 2 Detail
Unit Location MF Unit 2: 2nd Flr
Occupant Type MF Unit 2: Tenant
Monthly Rent MF Unit 2: 895
Rent Desc. MF Unit 2: Actual
Lease Term MF Unit 2: 12 Months
Total Rooms MF Unit 2: 4
Total Bedrooms MF Unit 2: 1
Total Full Baths MF Unit 2: 1
Unit 2 Detail
Total Bedrooms: 1
Status Change Info
Status Change Date: 2026-07-24
Property Features
Architectural Style: Traditional
Attic Features: Hatch
Basement: Partial
Construction Materials: Wood Siding
Electric: 200+ Amp Service
Exterior Features: None
Fireplace Features: Living Room
Flooring: Carpet; Vinyl; Wood
Foundation Details: Stone
Heating: Baseboard; Hot Water; Oil; Pellet Stove
Interior Features: Satellite Internet; T1 Internet
Levels: Two
Listing Terms: Lease Option
Lot Features: Landscaped; Level; Road Frontage
Other Equipment: Fuel Tank(s); Satellite Dish
Other Structures: Outbuilding
Parking Features: Driveway
Patio And Porch Features: Deck; Enclosed; Front Porch; Porch; Pressure Treated Deck; Rear Porch; Side Porch
Possession: At Closing
Roof: Metal
Separate Utilities: Electric
Sewer: Public Sewer
Showing Requirements: Showing Service
Special Listing Conditions: Standard
Water Source: Public
Unit 1 Includes: Dining Room; Kitchen; Living Room; Refrigerator; Stove
Unit 2 Includes: Bathroom; Dining Room; Kitchen; Refrigerator; Stove
Map 
Listing Courtesy of Country Boy Realty
Listing Agent: Matthew Loder
518-378-1235 | MLoderCBR@gmail.com
518-378-1235 | MLoderCBR@gmail.com
