102 Shoreline Drive, Summit, NY 12175 (MLS# 202615344)


$489,000
102 Shoreline Drive
Summit, NY 12175
MLS# 202615344
2 beds  |  2 baths


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37779 dji_export_20260417_171854_1776460734735 Living room Living room Living room Dining area Dining area IMG_0100 IMG_0101 IMG_0113 Enclosed porch Enclosed porch Kitchen Kitchen Kitchen Laundry closet Main floor closets First floor half bath IMG_0081 Master bedroom with lake views Master Master 2nd bedroom 2nd bedroom Upstairs full bathroom IMG_0078 First floor office First floor office Basement stairs Walk out basement IMG_0119 IMG_0118 On demand hot water heater Fiber WiFi Entry way Garage Garage 37776 IMG_0033 Entrance off wrap around deck into enclosed porch IMG_0034 View from walk out basement Clear shallow water IMG_0026 IMG_0016 IMG_0017 IMG_0013 IMG_0005 IMG_0018
Open House (07/12/2026 - 10:00 am - 12:00 pm)

Property Description
Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space and light. The home features two bedrooms, plus a office or 3rd bedroom, galley kitchen, spacious breezeway connecting the home and garage along with one and a half baths--perfect for year-round living or a relaxing getaway. An attached two-car garage adds convenience and ample storage. At the lake front side of the home, a charming finished porch provides the perfect place to relax and take in tranquil lake views--ideal for morning coffee or unwinding at the end of the day. Thoughtful upgrades enhance both efficiency and peace of mind, including a modern mini-split heating and cooling system, and an on-demand hot water heater. Offered fully furnished, this home is truly move-in ready--just bring your personal touches and start enjoying lake life immediately. Summit Lake's tranquil setting is preserved by its electric-only boating policy, allowing you to enjoy kayaking, canoeing, swimming, fishing, and quiet electric boat cruising without the noise of gas-powered motors. Whether you're seeking a quiet escape or a place to gather with friends and family, this rare offering delivers the best of waterfront living in a serene, private setting. Many state forests are nearby for hunting and hiking, as well as the snowmobile trail system located right up the road. Don't miss your chance to own a piece of Summit Lake--properties like this seldom come on the market. 5 minutes from I-88 for commuting to the Capital Region or Oneonta. Cobleskill-Richmondville School District.

Details
Maps
Contract Information
Original List Price: 499995
List Price/SqFt: 311.86
List Price/Acres: 3492857.14
Status: Active
Current Price: $489,000
List Price: $489,000
Listing Contract Date: 2026-04-17
Property Sub Type: Single Family Residence
Location
City/Town (Mail): Summit
Street Number: 102
Street Name: Shoreline
Street Suffix: Drive
County: Schoharie
State/Province: NY
Postal Code: 12175
Geo Lat: 42.582854
Geo Lon: -74.579711
Property Detail
Rooms Total: 6
Bathrooms Half: 1
Garage Spaces: 2
Above Grade Finished Area: 1568
Above Grade Finished Area Source: Public Records
Parking Y/N: Yes
Below Grade Finished Area: 0
Below Grade Finished Area Source: Public Records
Living Area: 1568
Total Finished Area: 1568
Fireplaces Total: 1
Lot Size Acres: 0.14
Waterfront Y/N: Yes
Water Body Name: Summit Lake
Enhanced Accessible Y/N: No
Bedrooms Total: 2
Bathrooms Full: 1
Bathrooms Total: 2
Year Built: 1998
Parcel, Tax, HOA
New Construction Y/N: No
Parcel Number: 434800 112.1-2-28
Tax Annual Amount: 5376.47
Tax Section: 112.01
Total Taxes Description: Estimated
Tax Block: 2
Tax Lot: 28.000
School District: Cobleskill-Richmondville
Association Y/N: No
Directions & Remarks
Directions: Turn left onto Summit Lake Rd off of Route 10. Home sits where Shoreline Dr and Summit Lake Rd intersect. Sign on property
Public Remarks: Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space and light. The home features two bedrooms, plus a office or 3rd bedroom, galley kitchen, spacious breezeway connecting the home and garage along with one and a half baths--perfect for year-round living or a relaxing getaway. An attached two-car garage adds convenience and ample storage. At the lake front side of the home, a charming finished porch provides the perfect place to relax and take in tranquil lake views--ideal for morning coffee or unwinding at the end of the day. Thoughtful upgrades enhance both efficiency and peace of mind, including a modern mini-split heating and cooling system, and an on-demand hot water heater. Offered fully furnished, this home is truly move-in ready--just bring your personal touches and start enjoying lake life immediately. Summit Lake's tranquil setting is preserved by its electric-only boating policy, allowing you to enjoy kayaking, canoeing, swimming, fishing, and quiet electric boat cruising without the noise of gas-powered motors. Whether you're seeking a quiet escape or a place to gather with friends and family, this rare offering delivers the best of waterfront living in a serene, private setting. Many state forests are nearby for hunting and hiking, as well as the snowmobile trail system located right up the road. Don't miss your chance to own a piece of Summit Lake--properties like this seldom come on the market. 5 minutes from I-88 for commuting to the Capital Region or Oneonta. Cobleskill-Richmondville School District.
Sewer
Septic Tank: 1
Appliances
Dishwasher: 1
Instant Hot Water: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Washer/Dryer: 1
Architectural Style
Custom: 1
Electric
200+ Amp Service: 1
Cooling
Central Air: 1
Basement
Full: 1
Bath Levels
Full Bath 1: 2nd
Half Bath 1: 1st
Dining Room Type
Combined DR/LR: 1
Construction Materials
Wood Siding: 1
Photos - the contractual owner of the photos
Photo Owner: Combination Ownership
Possession
At Closing: 1
Exterior Features
None: 1
Fireplace Features
Living Room: 1
Flooring
Carpet: 1
Hardwood: 1
Showing Requirements
Agent to Accompany: 1
Call Listing Agent: 1
Showing Service: 1
Sign on Property: 1
Special Listing Conditions
Ownership: Diane J Miller
Roof
Shingle: 1
View
Lake: 1
Trees/Woods: 1
Water Source
Well: 1
Waterfront Features
Lake Front: 1
Heating
Electric: 1
Forced Air: 1
Propane: 1
Wood: 1
Interior Features
High Speed Internet: 1
Kitchen Features
Galley: 1
Laundry Features
Laundry Closet: 1
Main Level: 1
Parking Features
Parking Total: 2
Attached: 1
Patio And Porch Features
Enclosed: 1
Front Porch: 1
Wrap Around: 1
Rooms
Bedroom: 1
Bedroom Level: Second
3 Seasons Room: 1
3 Seasons Room Level: First
Dining Room: 1
Dining Room Level: First
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: First
Status Change Info
Status Change Date: 2026-04-17
Property Features
Appliances: Dishwasher; Instant Hot Water; Microwave; Oven; Refrigerator; Washer/Dryer
Architectural Style: Custom
Basement: Full
Construction Materials: Wood Siding
Cooling: Central Air
Dining Room Type: Combined DR/LR
Electric: 200+ Amp Service
Exterior Features: None
Fireplace Features: Living Room
Flooring: Carpet; Hardwood
Heating: Forced Air; Propane; Wood
Interior Features: High Speed Internet
Kitchen Features: Galley
Laundry Features: Laundry Closet; Main Level
Parking Features: Attached
Patio And Porch Features: Enclosed; Front Porch; Wrap Around
Possession: At Closing
Roof: Shingle
Rooms: Bedroom; 3 Seasons Room; Dining Room; Kitchen; Living Room
Sewer: Septic Tank
Showing Requirements: Agent to Accompany; Call Listing Agent; Showing Service; Sign on Property
View: Lake; Trees/Woods
Water Source: Well
Waterfront Features: Lake Front
Room Information
Room Name Level
Living RoomFirst
Dining RoomFirst
BedroomSecond
BedroomSecond
3 Seasons RoomFirst
KitchenFirst

IDX
Listing Courtesy of Summit Properties
Listing Agent: Crystal Kennedy
518-231-1700 | crystalkennedy18@yahoo.com
Source MLS Verified

Information deemed reliable but not guaranteed.